When you hear the word “budget,” do your eyes glaze over? Don’t worry — you’re not alone. But one budgeting method continues to stand the test of time, and in 2025, it’s more relevant than ever: zero-based budgeting.
If you’re overwhelmed by budgeting advice, the 50/30/20 rule might be the simplest solution you need in 2025. While dozens of new budgeting apps and philosophies have popped up, this classic method is still one of the most effective ways to organize your spending, save consistently, and hit your money goals.
Buy now, pay later services seem convenient — but they can quietly hurt your finances. Learn the real costs of BNPL and smarter ways to spend in 2025.
