Let’s be honest — the internet is full of overhyped passive income promises. “Make $10K a month in your sleep” headlines are everywhere. But what does a realistic, sustainable passive income plan look like in 2025? And how can you actually build $5,000 in passive income annually — without quitting your job or risking everything?

In this article, we’ll break down exactly what it takes to hit that goal, step by step. We’ll also link to detailed resources so you can take action with clarity (not just inspiration).