Creating a personal budget sounds simple, but let’s be real—it often feels like trying to follow a diet at a pizza buffet. The problem isn’t the idea of budgeting; it’s that many people build plans they can’t realistically follow. A good budget doesn’t feel restrictive—it feels empowering. And in 2025, with everything from groceries to streaming subscriptions demanding your money, building a flexible, smart budget is more important than ever.