When you hear the word “budget,” do your eyes glaze over? Don’t worry — you’re not alone. But one budgeting method continues to stand the test of time, and in 2025, it’s more relevant than ever: zero-based budgeting.
In an age of tap-to-pay, one-click checkout, and AI-generated shopping recommendations, it might sound strange to go “back to cash.” But in 2025, the cash envelope method is making a comeback — and this time, it’s going digital.
Whether you’re new to budgeting or tired of blowing through your money without knowing where it went, this method might be the financial reset you need. And don’t worry — you don’t have to carry around envelopes like it’s 1985 (unless you want to).
